These Moisturizers with Built-In SPF Save You Time and Money (2024)

This superstar moisturizer with SPF from Olay, a GH Seal star and Beauty Award-winner, may be the only product you need in your morning skincare routine. It is an anti-aging serum, moisturizer and sunscreen in one, with line smoothers (like peptides), hydrators (like glycerin) and broad spectrum SPF 30. GH Beauty Lab tests found it increased moisture levels in skin by 31%, which is more than any facial SPF 30 previously evaluated. Testers said the “quick-absorbing,” “non-greasy” formula firmed skin, diminished wrinkles and brightened complexions.

• Key ingredients: Avobezone (3%), Octinoxate (7.5%), niacinamide, peptides
• Size: 1.7 oz.

A winner in our GH Beauty Awards, Neutrogena’s daily moisturizer is great for all skin types, especially if you’re worried about your sunscreen feeling too oily. The glycerin-rich classic lotion is oil-free, proven to feel light and won't irritate skin. Consumers found the formula lightweight and non-greasy on skin, and it’s also hypoallergenic.

• Key ingredients: Avobenzone (3%), Homosalate (12%), Octisalate (5%), Octocrylene (2.35%), Oxybenzone (6%), glycerin
• Size: 2.5 oz.

The winner of the GH Beauty Lab's anti-aging day cream test, this L'Oréal moisturizer with SPF 30 delivers great bang for your buck plus skin-brightening benefits. It proved super-effective at evening skin tone, reducing visible dark spots, and moisturizing skin. Lab tests found the vitamin C and glycolic acid lotion raised skin's hydration 28% and decreased UV spots by 11% in four weeks. “It decreased the appearance of my wrinkles and made my skin brighter and more radiant,” a tester said.

• Key Ingredients: Octocrylene (7%), Avobenzone (3%), Octisalate (5%), Homosalate (5%), vitamin C, glycolic acid, hyaluronic acid
• Size: 1 oz.

Dermatologist-recommended, this fragrance-free CeraVe lotion is a great budget-friendly option that won't inflame skin. Not only is it packed with SPF, it's also formulated with ingredients that strengthen the skin's barrier against irritants, like ceramides, niacinamide and hydrating hyaluronic acid, to keep sensitive complexions soft and protected. "It does not irritate my sensitive skin but it's made my face noticeably softer," a reviewer noted. "I've tried more expensive moisturizers but I much prefer this product."

• Key Ingredients: Homosalate (10%), Meradimate (5%), Octinoxate (5%), Octocrylene (2%), Zinc Oxide (6.3%), ceramides, hyaluronic acid, niacinamide
• Size: 3 oz.

La Roche Posay's unique moisturizer with SPF comes in a liquid serum form that soaks right in, perfect for those with oily skin. "It is a super lightweight sunscreen and its texture absorbs quickly into skin," reports GH Beauty Lab chemist Danusia Wnek. "It doesn’t leave me feeling or looking greasy."

• Key Ingredients: Avobenzone (2.68%), Homosalate (9.60%), Octisalate (2.88%), Octocrylene (5.38%), Oxybenzone (3.46%), vitamins C and E
• Size: 1 oz.

This EltaMD face moisturizer with mineral SPF is a cult classic dermatologist and editor favorite. "The brand's sunscreens have high SPF, don’t irritate skin and don’t leave the dreaded white cast that many similar formulas do," reports a former GH Beauty Assistant. "I like this one specifically because it moisturizes so well — it’s packed with hyaluronic acid, and instantly plumps my face while being very protective."

• Key Ingredients: Zinc Oxide (10%), Titanium Dioxide (5.5.%), hyaluronic acid
• Settings: 2 oz.

With hydrating hyaluronic acid, glycerin, and ceramides, this affordable fragrance-free CeraVe lotion scored high among testers with dry skin in GH Beauty Lab testing. One hundred percent of users found that it went on effortlessly and didn’t cause redness, irritation or breakouts. Many said it “absorbed quickly” and didn’t irritate even “super sensitive” skin.

• Key Ingredients: Avobenzone (3%), Homosalate (10%), Octisalate (5%), Octocrylene (2.7%), ceramides, hyaluronic acid
• Settings: 1.7 oz.

To keep breakouts and shine at bay, turn to this Olay SPF lotion, which gained raves in GH Beauty Lab testing for its silky, non-tacky feel. It came in highest for leaving a matte finish on every skin type and tied for best texture and not being sticky, rating first with users that have acne-prone skin. “The first time I didn’t have to wait for a sunscreen to dry,” and “It didn’t interfere with any other serums, moisturizers or makeup,” two marveled.

• Key Ingredients: Octocrylene (8.5%), Avobenzone (3%), Octisalate (4.5%), Homosalate (9%), niacinamide, vitamin E
• Settings: 1.3 oz.

This gentle Roc cream is a GH Beauty Lab test winner for effectively smoothing lines and skin texture. Lab digital imaging showed that the nongreasy formula improved skin’s texture by 11% in four weeks; it also rated highly for diminishing wrinkles and firming. “It left my skin feeling plump and looking smooth and glowing” and “improved the fine lines around my eyes,” two testers reported.

• Key Ingredients: Avobenzone (2%), Homosalate (4%), Octisalate (4%), Octocrylene (2%), vitamin C
• Size: 1.7 oz.

Packed with hydrating hero ingredients like glycerin, hyaluronic acid, and fatty acids, Vichy's cream came out on top in GH Beauty Lab face sunscreen testing for making skin feel moisturized. It also didn't sting or irritate, leave a white residue or interfere with makeup."It was very moisturizing without being greasy," a tester noted.

• Key Ingredients: Avobenzone (3%), Homosalate (5%), Octisalate (5%), Octocrylene (7%), vitamin C, peptides
• Size: 1.69 oz.

This multi-tasking sunscreen from Supergoop combines softening, glow-boosting, and makeup priming properties. "It has a good SPF, it’s moisturizing, and it works really well as a makeup primer," says a former GH Beauty Assistant. "It’s slightly tinted and has a pearlescent finish that makes you look dewy and sun-kissed — I always get the most compliments on my skin!"

• Key Ingredients: Avobenzone (3%), Octisalate (5%), Octocrylene (10%), niacinamide, hyaluronic acid
• Settings: 1.7 oz.

Applying a moisturizer with SPF feels like an indulgence thanks to StriVectin's rich formula boosted with antioxidant brightener vitamin C, a favorite of GH's beauty director. "I love the fresh, citrusy scent and that it feels more like a fancy moisturizer when you apply it than a sunscreen," she says.

• Key Ingredients: Avobenzone (3.0%), Homosalate (7.0%), Octisalate (4.5%), Octocrylene (10%), vitamins C and E
• Size: 1.7 oz.

Boosted with protective natural antioxidants like vitamins C and E, YourGoodSkin’s day cream with sunscreen is a GH Beauty Lab test winner. In Lab evaluations, the formulation tied for first place for its pleasant, subtle fragrance and making testers’ skin feel soft. “This had a fresh, light scent and felt smooth on my skin” and was “luxurious, like a very rich face cream,” two fans reported.

• Key Ingredients: Avobenzone (3 %), Octinoxate (0.5 %), Octisalate (5 %), Octocrylene (7.5 %), vitamins C and E
• Settings: 2.5 oz.

Mary Kay’s lightweight lotion will keep your skin hydrated for up to 12 hours. Backed by our GH Seal, a clinical study found it immediately boosted skin’s hydration levels by a whopping 238%! Plus, the formula is packed with potent ingredients like niacinamide, peptides and resveratrol to help reduce the look of fine lines and wrinkles. Lab experts also love that it comes in two versions — this one for normal to dry skin and another for combination to oily skin.

• Key Ingredients: Avobenzone (3%), Homosalate (9%), Octisalate (4.5%), Octocrylene (3%), Oxybenzone (4.5%), peptides, vitamin E
• Size: 1.7 oz.

With a subtle tint, this Paula's Choice moisturizer with SPF can double as natural-looking makeup. "It's really lightweight, goes only smoothly, doesn’t leave a white cast and it sinks in instantly — you don’t have to spend any time rubbing this in," says a former GH Beauty Assistant. "Sometimes I even skip face makeup and just wear this; my skin instantly looks more hydrated after I put it on."

• Key Ingredients: Zinc Oxide (13%), vitamins C and E
• Settings: 2 oz.

For serious wrinkle-fighting benefits, plus moisturization and SPF, look no further than this GH Beauty Award-winning Mary Kay cream with peptides backed by the Good Housekeeping Seal. "In clinical studies the Lab reviewed, this cream improved lines and wrinkles,” says GH Beauty Lab senior chemist Sabina Wizemann.

• Key Ingredients: Avobenzone (2%), Homosalate (5%), Octisalate (5%), Octocrylene (2%), Oxybenzone (4%), peptides, vitamin E
• Size: 1.7 oz.

A GH Beauty Award winner, this multi-purpose, oil-free Neutrogena day lotion hydrates, smooths with alpha-hydroxy acids, and protects skin with antioxidants vitamins C and E. GH Beauty Lab evaluations showed the formula softens, smooths and improves skin clarity over four weeks of use. "This is my go to skin lotion for several years," a reviewer said. "I try other products but none give my normal/dry skin the natural glow that this product does."

• Key Ingredients: Octinoxate (7.5%), Oxybenzone (5%), vitamins C and E, glycolic acid
• Size: 2.5 oz.